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Envisioning a Widget for

Quick Money Transfers

Envisioning a Widget for

Quick Money Transfers

Envisioning a Widget for

Quick Money Transfers

TEAM

1 Designer, 1 Developer

TIMELINE

2 Weeks

SKILLS

UI Design, Prototyping, Interaction Design, SwiftUI

UI Design, Prototyping, Interaction Design, SwiftUI

IMPACT

From 7 taps to 4 for every transfer

2x Quicker sending payment

2x Quicker sending payment

TEAM

1 Designer, 1 Developer

SKILLS

UI Design, Prototyping, Interaction Design, SwiftUI

TIMELINE

2 Weeks

IMPACT

From 7 taps to 4 for every transfer

2x Quicker sending payment

Problem

We live in a world where you can order food, hail a ride, and stream a movie in seconds.

So why does sending money still feel like a chore?

In today’s world, sending money means opening apps, digging through menus, and let's not forget the endless taps and confirmations before your friend actually gets paid.

Seven steps for something that should feel instant.

to your identity.

But what if sending money didn't feel

like navigating a maze? What if it was as quick and easy as… well, a tap on your phone?

But what if verifying yourself didn’t feel like a leap of faith? What if it was as easy and safe as… well, a tap on your phone?

That's where this concept comes in. With a simple widget on your home screen, you can send money directly with a tap. No endless screens, no repetitive steps. Just tap, confirm, done.

The only thing left to figure out? Who's paying for coffee tomorrow.

Identifying the Gaps

But when it came to sending money quickly, I noticed two gaps:

Every transfer starts deep inside the app. Open, navigate, tap, tap, tap. There's no shortcut, no quick action. Just the long way, every single time.

Every transfer starts deep inside the app. Open, navigate, tap, tap, tap. There's no shortcut, no quick action. Just the long way, every single time.

New recipient? Good luck. Adding someone not already on your list means even more steps. No quick way. Just manual entry and extra friction when you need speed the most.

New recipient? Good luck. Adding someone not already on your list means even more steps. No quick way. Just manual entry and extra friction when you need speed the most.

How the User Journey Changed

Before

After

Unlock Phone

Find and open

the RBC app

Log in with

credentials

Navigate to

payments/

transfers

Search or

add a recipient

Enter the

amount

Confirm and

Send

Before

After

Unlock Phone

Find and open

the RBC app

Log in with

credentials

Navigate to

payments/

transfers

Search or

add a recipient

Enter the

amount

Confirm and

Send

Before

After

Unlock Phone

Find and open the RBC app

Log in with credentials

Navigate to payments/transfers

Search or add a recipient

Enter the amount

Confirm and Send

Final Screens

A 4-Step Process to Send Money Quicker

Here's how users can send money seamlessly with just a few taps, without ever opening the app.

Key Features

Your home screen is the key to unlocking faster payments.

With this widget, you can send money in the following ways:

  • Home Screen Widget

    Send money without ever opening the app. Tap the widget, pick a contact, and you're already halfway done.

  • Home Screen Widget

    Send money without ever opening the app. Tap the widget, pick a contact, and you're already halfway done.

  • Smart Contacts

    Your most frequent recipients appear first. No scrolling through long lists the people you pay most are always one tap away.

  • Smart Contacts

    Your most frequent recipients appear first. No scrolling through long lists the people you pay most are always one tap away.

  • Instant Confirmation

    Face ID authenticates and confirms in a single step. No passwords, no PINs, no second screen. Just you.

  • Instant Confirmation

    Face ID authenticates and confirms in a single step. No passwords, no PINs, no second screen. Just you.

  • Quick Add Recipient

    Need to pay someone new? Add them on the spot without leaving the flow. No detours, no starting over.

  • Quick Add Recipient

    Need to pay someone new? Add them on the spot without leaving the flow. No detours, no starting over.

IMPACT

Faster payments, fewer frustrations.

By bringing payments to the home screen, this concept transforms how users interact with their money. Less time navigating, more time doing what matters.

Trust without trade-offs 🤘🏻

Send money the way you unlock your phone. No extra steps, no second-guessing. Just you, verified instantly.

Face ID keeps every transaction secure. Users get speed without sacrificing the safety they expect.

Send Money Instantly. 40% quicker transactions when friction disappears from the flow.

0%

2 Steps Removed. 2x Faster. A typical Interac

e-Transfer takes 45+ seconds. This widget does it in under 20. That's 25 seconds saved per transfer across 16 million monthly users in Canada, that's over 4,600 hours given back every single day.

NEW YORK,USA

BOGOTA, COLOMBIA

WARSAW,PL

NEW YORK,USA

BOGOTA, COLOMBIA

WARSAW,PL

LET'S

CONNECT

Designed By Darshan Lunagariya

LET'S

CONNECT

Designed By Darshan Lunagariya

LET'S

CONNECT

Designed By Darshan Lunagariya